Scholarship

Yes, but do so wisely.

For example... GA residents with a 3.0 gpa qualify for the hope scholarship, which pays for (if I'm not mistaken ) 50 or 60% of tuition. Therefore if you are a GA arotc scholarship winner and have hope, you'd want to use the arotc for room/board and the hope for tuition.

Just find out what variation of combination of scholarships saves the most money.
 
remember some of your "need based" scholarships may go away if you receive an Army ROTC scholarship, since there will no longer be quite the need. ROTC cadre/HRA and the financial aid folks at your school will probably be familiar with what can and can't be retained/used so make sure you ask the questions and be honest about your situation. The financial aid folks are probably going to revise your financial aid package once they find out you are getting the Army ROTC scholarship. Scholarships are not supposed to put money in your pocket. That's not money to buy a new Xbox. They are supposed to pay for your education. If you manage to get that cost to zero, then great.
 
Also, keep in mind that any scholarship monies used for room and board are treated as taxable income so you'll owe a few bucks on that. Depending on your situation you may even have to actually paid the feds some money.
 
Also, keep in mind that any scholarship monies used for room and board are treated as taxable income so you'll owe a few bucks on that. Depending on your situation you may even have to actually paid the feds some money.
If you are staying off campus, can you still choose the room and board option?
 
I think if you take room and board it is taxable.
you might want to do the math.
 
If you are staying off campus, can you still choose the room and board option?

Yes, agree with @AJC.
It is usually better to apply the AROTC scholarship to the tuition, fees to avoid taxation. Room and Board on or off campus is usually much less than retail tuition, unless the college already has given you a full or nearly full tuition scholarship/grant.

Always do the math.
 
Yes, agree with @AJC.
It is usually better to apply the AROTC scholarship to the tuition, fees to avoid taxation. Room and Board on or off campus is usually much less than retail tuition, unless the college already has given you a full or nearly full tuition scholarship/grant.
Not sure I agree. At my SUNY schools my instate Cadets take the Room and Board which is about $3K more than if they were to use their scholarship for tuition and fees. And since most of them aren't paying full cost anyways the delta is even greater.
 
Not sure I agree. At my SUNY schools my instate Cadets take the Room and Board which is about $3K more than if they were to use their scholarship for tuition and fees. And since most of them aren't paying full cost anyways the delta is even greater.

Agreed. With some in-state schools that would be the case.
Private college tuition is a different story.
 
My son will be applying his ROTC to Tuition. If he gets additional scholarships he won't be able to use them unless they specifically state they can be used for Room & Board. If it says it can only be applied to Tuition, he will just lose the scholarship.
 
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