1 year free of obligation?

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I am a rising sophomore that has accepted a three year army ROTC scholarship. I was unsure about something and thought this forum could be helpful. I just wanted to double check- is the first year of army ROTC obligation free, if it's my sophomore year? Obviously I have no intention of dropping out, but it would be pretty irresponsible to not have a full understanding of the potential financial considerations. Thank you
 
Your obligation begins at the start of your sophomore year, even as a 3 year scholarship winner.
 
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