Christcorp
15-Year Member
- Joined
- May 21, 2008
- Messages
- 5,381
jbrown; you are correct. Maximus; there are a lot of companies that offer numerous benefits to their employees as part of their package. If the employee doesn't take it, because they decide they don't need it, it doesn't affect the other employees. It totally helps the company. I've worked for companies that offered no health care at all; but a kick butt salary. Some that did a 50/50 split on premiums; and the company paid a flat rate for premiums for up to "X" amount of employees. The more employees in the plan, the less money the company put out. And then I've worked for companies that paid PER EMPLOYEE so it didn't matter if you took it or not. The company paid 100% of the premiums. If you didn't take it, they made money. If you took it, so be it.
With some companies, I chose NOT to use or pay for Tricare, and I used the medical provided by my company. Sometimes; like now; tricare is better and that is what I use. I WON'T have 2 different health care plans if I can help it. Especially if I have to pay premiums. That is terrible money management and I didn't get where I am by throwing thousands of dollars away each year. And if it's a choice between me saving money for a PRIVATE company and saving money for the GOVERNMENT; it's better for everyone if it's the private company saving money. The government doesn't know what to do if they don't spend their entire budget for the year. So they WILL FIND a place to spend it. Private companies; "Profit" goes to stock holders, employees, customers, expansion/infrastructure, etc... The government has their place in some things, but knowing how to handle excess money is not one of them.
With some companies, I chose NOT to use or pay for Tricare, and I used the medical provided by my company. Sometimes; like now; tricare is better and that is what I use. I WON'T have 2 different health care plans if I can help it. Especially if I have to pay premiums. That is terrible money management and I didn't get where I am by throwing thousands of dollars away each year. And if it's a choice between me saving money for a PRIVATE company and saving money for the GOVERNMENT; it's better for everyone if it's the private company saving money. The government doesn't know what to do if they don't spend their entire budget for the year. So they WILL FIND a place to spend it. Private companies; "Profit" goes to stock holders, employees, customers, expansion/infrastructure, etc... The government has their place in some things, but knowing how to handle excess money is not one of them.
