Ed delay resources

Discussion in 'ROTC' started by armydaughter, Oct 18, 2015.

  1. armydaughter

    armydaughter Member

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    My MSIII son is planning on applying for an ed delay for law school. I know even getting the ED is a long shot. I wanted, however, to get a head start on looking for ways to pay for school if he gets lucky. :) In addition to the regular loans and grants, is there any financial assistance especially for military that we could investigate?
     
  2. Aglahad

    Aglahad Member

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    Tuition assistance for the Army gives 4.5K a year for officers but requires a 4 year ADSO for reserves and 2 years for AD. Pretty terrible deal if you aren't set on a military career.

    She doesn't want the military to pay for in and incur the standard increased service obligation?
     
  3. armydaughter

    armydaughter Member

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    No, he's in for the long term. Is it 2 years for each year of assistance? Law school being 3 years, so add 6? I don't think he would be deterred by the extended commitment but that's a very small portion of law school tuition. I guess he will have to crunch numbers to see if he can afford to be paying off loans on military pay for the extended time. Thanks.
     
  4. max5757

    max5757 Member

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    One avenue that a couple of my JAG colleagues did was to enlist in the Reserves as a 71D/Legal Assistant/Paralegal during law school, receive the educational/enlistment benefits associated with their enlistment, drill with a JAG unit, complete law school, pass the bar and apply for a commission as an officer. Once that came through they had experience, time as an enlisted which boosted their pay, and little or no debt. Likely different given the ED which would require your son to commission before the ED. Not sure how that would work and others can chime in here. A couple of other avenues is to receive a 4 year ED, work during the day and go to law school at night at an in-state school. That can reduce the amount owed at the end, too. Finally, commission, serve for a couple of years on AD and apply for the Army FLEP program. They choose 25 LTs or CPTs per year for this program. This is a full ride and you continue in the JAG Corps after that. I knew a couple of people who went this route, too. More information here:

    https://www.jagcnet.army.mil/Sites/...n&documentId=8594D29C91B06ED385257B2D00513A2B
     
  5. NavyHoops

    NavyHoops Moderator

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    Also, I highly recommend not trying to extend any commitment. The idea of the long haul is great to a 20 year old, but things change, life changes, etc. Don't want to be locked into an incredibly long commitment and be miserable for that many years. The Navy and Marine Corps have FLEP like programs. I have 10 buddies who are JAGs. 8 of them did the FLEP programs. They had served 3-4 years and then applied. Its not a bad route to go.
     
  6. max5757

    max5757 Member

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    +1 NavyHoops. The Army website gives the average GPA and LSAT scores. I'm sure the other services have their stats too.
     
  7. paradoxer

    paradoxer Member

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    When doing the number crunching also look at the Income Based Repayment plans. If your student loan debt exceeds your income you can repay based on income and family size not a straight 10 year repayment. If you borrow 100K the monthly payment is about $400 instead of $1150 for a family of one.
     

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