Hello All, I go to a school in New York and am an MSIII scholarship cadet who has contracted. I have decided enlisting is the route I should take, rather than commissioning as an officer in the United States Army. Though I know breaking contract and scholarship agreements is not ideal, I am considering it. I have a few questions about the process and thank each and every one of you who have some information to contribute to my ordeal. 1. I realize that you are not guaranteed either enlistment or scholarship repayment and it is up to the board. I realize that I may be able to defer payments until after I continue and finish school. Could I choose to repay my debt in active duty time and defer this obligation until I am done with my undergraduate studies? 2. If allowed to repay my debt in enlisted time, am I allowed to choose my MOS (I would like 11x) Will this interfere with promotions, etc.? 3. Will this occurrence stay in my "Army permanent record" so to speak. If so, how will it look? Honorable discharge? Will it interfere with any future Army opportunities, such as SoF (Specifically Ranger battallion and SF), security clearances, etc.? 4. Anything else to add on the subject, personal experiences? Specifically in regards to enlisting after, either as payment for debt, or paying back the debt and then choosing to enlist later. 5. If I pay it back monetarily, will I be allowed to enlist later if I want to?