My Poor Ring

Discussion in 'Coast Guard Academy - USCGA' started by LineInTheSand, Sep 9, 2014.

  1. LineInTheSand

    LineInTheSand USCGA 2006

    Joined:
    Nov 25, 2007
    Messages:
    8,753
    Likes Received:
    1,004
    This is really meant for anyone who will one day wear a Coast Guard Academy ring (or already wears a Coast Guard Academy ring).

    Your ring is going to get some nice dings in it. I didn't wear my ring MUCH on my cutter, but I did make a come-back when I got to CGHQ, and I continued to wear it after I got out.

    Your ring has a life-time warranty with Jostens. What that means, I'm not quite sure. My ring is a satin-finish, 14k gold ring, with diamond dividers and a genuine sapphire stone. Josten's does not replace genuine stones.

    Over the years my ring has seen its share of bumps and bruises. Over the recent Labor Day weekend, while swimming in my aunt's pool, as I was about to get out and dry off, I looked down and realized my sapphire had come out. I got a pair of goggles and found the stone at the bottom of the pool (lucky me).

    I wouldn't usually talk "money" but anyone ordering an academy class ring will become familiar with the cost of that priceless item.

    I sent my ring and stone off the next Tuesday to have the stone re-set. I had a jewelry policy with USAA, for $5,000. I would eventually find out that the policy is $5000, but won't cover a single item over $2,500. No problem, I told myself, my ring is worth less than $2,500. In 2004 when I ordered my class ring, the gold was maybe $300-$600. The sapphire (I originally had granite, but it cracked in half, so I went with a harder saphhire replacement) was $1,200. The diamond dividers were either $50 or $100. No matter how I sliced it, still less than $2,500. And I had a nice Omega watch covered under the other half of that policy.

    Well, upon calling Jostens, I discovered the price of my ring had really gone up in 10 years. Now just the gold part of the ring was $1,475. And then there's everything else, $25 for the satin finish, $125 for the diamond dividers and the kicker, $3,500 for the sapphire.... for a total of $5,140.

    The sapphire that fell out had a tiny chip on the edge in into the underside of it. To replace the stone would have exceded my insurance by $1,000.

    Luckily, after the ring was delivered to Jostons in Minnesota, the academy account person said she thought the ring could be re-set (no replacement stone needed). I told her that was ideal. I was OK with the chip in the stone. Each ding, each dent and each chip adds character to your ring. In 40 years, my ring may look pretty nasty, but some of those dings will have sea stories with them.

    So my sage advice: embrace your ugly ring.

    And my very real advice, every now and then, see if your ring's value has changed. I did not expect such an increase, and now I'm planning on updating my insurance coverage. There are many things you can have insured that will likely never need a claim, jewelry is not one of them. Make sure the value of that expensive piece of eye candy is covered.
     
    NavyHoops likes this.
  2. LineInTheSand

    LineInTheSand USCGA 2006

    Joined:
    Nov 25, 2007
    Messages:
    8,753
    Likes Received:
    1,004
    Alls well that ends well. Joston's repaired my ring, free of charge. They were able to re-set the sapphire, so no new stone needed. It looks GREAT!

    I took the opportunity to remind my classmates (and other CGA alumni) on Facebook to take a look at how much their rings cost now, so they can have the proper insurance coverage. Mine was under-covered, now it's just right. For jewelry it really is important, as it's not hard to lose a watch or ring.

    My USNA Blue and Gold officer lost his ring three times (once in Vietnam....).
     
  3. LineInTheSand

    LineInTheSand USCGA 2006

    Joined:
    Nov 25, 2007
    Messages:
    8,753
    Likes Received:
    1,004
    New lesson?

    I jammed my finger playing hockey a few months ago. My class ring no longer fits over my knuckle.

    I called Jostens to find out what needed to do to have it resized. I'm going from a size 9 to size 12. They can only resize up to two sizes. For my ring they'll have to recast it. They'll use the same stones in my ring now, even the same inscription, but the rest (the gold) will be new.

    And it's free and covered.

    Good to know!
     
    EOD/SEALmom, NavyHoops and AROTC-dad like this.
  4. USCGperson

    USCGperson Member

    Joined:
    Dec 8, 2014
    Messages:
    18
    Likes Received:
    16
    Hi,
    You might want to wait before getting your ring resized. A few years ago, my husband jammed his ring finger and his wedding ring could not fit over his knuckle. After a year with the finger too big to wear the ring, he decided that his finger was permanently larger and got the ring resized. Shortly thereafter his finger shrunk and the ring was loose. After a month the ring fell off his finger and he has not been able to find it. We had no idea that it can take over a year for the swelling to go down. Oh well, live and learn.
     
  5. forumjunkie

    forumjunkie Member

    Joined:
    Jun 11, 2014
    Messages:
    382
    Likes Received:
    290
    Our Son had his custom designed with our family crest, instead of Stones. Pretty neat, two types of Legacy's in on ring.
     
  6. LineInTheSand

    LineInTheSand USCGA 2006

    Joined:
    Nov 25, 2007
    Messages:
    8,753
    Likes Received:
    1,004
    My finger may have just gotten fatter, and because I wear the ring all the time, kept the finger skinner, until it couldn't go over my knuckle.

    The good thing is it's free lifetime resizing.
     
  7. AF6872

    AF6872 Member

    Joined:
    Mar 4, 2007
    Messages:
    2,868
    Likes Received:
    237
    Doesn't Jostens offer a "Battle Ring" as a back up made of non precious metal? Any ring will get banged up over the years. Just had an old 40 year ring which I wear every day fixed for a break in the band (not Academy) but one I treasure.
     
  8. LineInTheSand

    LineInTheSand USCGA 2006

    Joined:
    Nov 25, 2007
    Messages:
    8,753
    Likes Received:
    1,004
    Yes, there are "battle rings".
     

Share This Page