SGLI for Appointees

[Capri120]

For those who have progressed through many of the forms on the Portal, when DD completed the form for SGLI, the default was $400,000, which deducts $30+ dollars from your paycheck. This is the default, but can be easily changed while completing the form.
I had her choose $50,000, for just a few dollars a month, since as a cadet, she has no debt or dependent responsibility. Additionally, she is also covered under our family insurance plans.
This, of course, is a personal choice.
I only bring this up since one of the recent emails we received said you had to take the $400,000, but could change it once you were at the Academy. The election can be made when you fill out the portal forms.

 

[brutus]

You can change the amount you signed up for at a later date, but if you try to increase the policy amount it might get rejected. We were told it gets subjected to "medical underwriting".

 

[BlahuKahuna]

Changing the policy amount is pretty simple once you're here. There's one office you stop by, and it takes less than five minutes.

 

[Capri120]

SGLI and civilian life insurance policies are two different animals. If you cannot pass a medical exam in the military, if even required, to increase the coverage, you probably won't be in the military much longer anyway.