For those who have progressed through many of the forms on the Portal, when DD completed the form for SGLI, the default was $400,000, which deducts $30+ dollars from your paycheck. This is the default, but can be easily changed while completing the form. I had her choose $50,000, for just a few dollars a month, since as a cadet, she has no debt or dependent responsibility. Additionally, she is also covered under our family insurance plans. This, of course, is a personal choice. I only bring this up since one of the recent emails we received said you had to take the $400,000, but could change it once you were at the Academy. The election can be made when you fill out the portal forms.