I know that at some point during the summer, the swabs will be set up with accounts at NFCU and that they are supposed to bring $200 cash with them. Here is my question (sorry if it's been answered before, but I am starting to panic as we are leaving home soon and won't be back until after son is delivered to CGA): Should I give him an ATM card/debit card that he can us in case of emergency, ie. loses $200, etc.? I know they won't have time to really spend the money, I'm just thinking worst possible scenario!! Is the $200 what they use to set up the new account or will they be using it for supplies/incidentals? If I do send him with a debit card, won't that be in his wallet that they lock away for the summer? Thanks for any suggestions. I have seen some discussion about banking on the listserv, but I'm still a little confused (or stressed, or both!) Thanks!