The Plebe Hack continues

Discussion in 'Naval Academy - USNA' started by singaporemom, Nov 26, 2010.

  1. singaporemom

    singaporemom Member

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    Son still has plebe hack and it's even worse since he arrived Wed night. Heading to the doctor as soon as he wakes up. In regards to insurance, do we use ours or is there something special to do with Navy? We have only the option of the nearby urgent care clinic.
     
  2. nsiderbam

    nsiderbam USNA c/o '14

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    We had a brief over the summer about this but I honestly don't remember much of what was said. However, they made a point out of informing us that we were not under non-emergency circumstances to go to the doctor's or something without first calling the naval insurance provider and talking to them. He should have the number somewhere.

    If I remember correctly, they do this just so that everything is on record. You can get in big trouble for showing up back at the academy with a big injury and medical treatment that you didn't have before.
     
  3. Soylent

    Soylent Candidate

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    Wow, that sounds awful, and is quite untrue. Do you really think someone is going to fry you unless you go untreated?

    Anyway, they should have given your plebe a Tricare card which states "To obtain authorization for non-emergency care or for out of area care, call Tricare at : 1-877-Tricare".
     
  4. singaporemom

    singaporemom Member

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    Thank you for info regarding the tricare card. We ended up at clinic without it, but he was treated, we paid, and he's on the road to recovery. Probably earlier poster had insurance permission confused with medical authorization.

    He's on the road to recovery and that's a relief since the next 3 weeks will be taxing.

    I hope evryone had a wonderful Thanksgiving. It was a joy to see our USNA Plebe with our AROTC son and listen to them one up each other!!! :)
     
  5. kp2001

    kp2001 USMMA Alumnus

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    A mid (aka a person on active duty in the Navy) won't necessarily get in trouble for seeking care without prior authorization from Tricare; however, it can possibly lead to all sorts of issues.

    The first call for any active duty person when they think they need care outside of their Tricare Region should be to Tricare. (Obviously this does not apply to Emergency care covering life, limb, or eyesight). The reason for this is that there may be a military treatment facility nearby that can treat you and will therefore cost the military significantly less money.

    If you seek care outside the military system without prior authorization you could be billed for the full amount owed and Tricare could deny coverage. Now, in practical application I have personally never heard of this occurring, but just as with other insurance programs Tricare works just the same. They are looking to recoup as much money as they can.

    As an aside: I hope your mid used their military ID card and their Naval Academy address when checking in. That will save you, the parents, many a headache come billing time.
     

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