In the ROTC forums, there is a thread that contains a standard ROTC contract. http://www.serviceacademyforums.com/showthread.php?t=39104 There seemed to be a whole series of requirements that students must maintain (GPA, course load, physical fitness, etc..) to maintain the scholarship or they are subject to several options- service enrollment, repay the funds, etc... In reading these forums, you hear about the occasional broken leg at AA school or some other injury that occurs during training or in the student's personal life. In reading the contract, there is no mention of what happens to a contracted ROTC student who gets injured and would no longer pass a DOD physical. Would the student be released from any Service obligation or having to repay the funds? Any thoughts or past experiences? The reason I am asking is that if my son gets an AROTC to one of his top choices, each school is in the $55k range. If he was not AROTC, he would get substantial financial aid (the schools each have a large endowment) and I would be responsible for only about $15k a year. If he got hurt and was discharged from the program, it would be nearly impossible to pay back $55k yearly rate.