Navy QB resigns prior to graduation

[usna1985]

Also; they could require him to serve time as enlisted instead of paying back money.

My understanding from USNA is the same as one of the above poster's. The USN/USMC no longer requires those booted for honor to serve as enlisted. The reason is that it did a disservice to our enlisted force to send them known "dishonorable" people (i.e. those separated for an honor offense).

[Christcorp]

So true. But as has been pointed out, and again by navy1981, he isn't being booted out if they accept his resignation. Again, we don't have all the facts.

[Luigi59]

Originally Posted by Christcorp

So true. But as has been pointed out, and again by navy1981, he isn't being booted out if they accept his resignation. Again, we don't have all the facts.

Although it (quit or boot) may play a part in whether or not he is classified as "eligible" for further military service, I believe it's irrelevant to the payback discussion. He would still be on the hook for the money.

And taking it out of an enlisted salary would take a long time.

Even garnishing $500 per month would take over 20 years.

[Navy1981]

In my friend's case, the only requirement was to do the enlisted time. No other bills or debt. And because my friend resigned instead of being dismissed from the Academy, the 3 and half years of Academy were considered honorable service and were counted towards an enlisted Good Conduct Medal; which at that time required 4 years of honorable service to earn.

So, 3 and half years at the Academy, plus another 3 years of enlisted time (starting at paygrade of E-3), my friend received a Good Conduct Medal, a DD-214 with an Honorable Discharge and zero debt.

[Luigi59]

Originally Posted by Navy1981

In my friend's case, the only requirement was to do the enlisted time. No other bills or debt.

Yes, you are 100% right, when they send you to serve in the fleet as enlisted, that is your payback, you are correct, my mistake. (but I don't think they do that anymore)

I mistakenly carried forth my previous thought about his discharge status and combined it with my belief about the debt not being forgiven based on resignation or expulsion.

[greentrees]

seems like the link to the story has been blocked, and when Googling it everything comes up error, or not available.

who pulled the plug on the story?

[Luigi59]

Originally Posted by greentrees

seems like the link to the story has been blocked, and when Googling it everything comes up error, or not available.

who pulled the plug on the story?

Story is still there, the URL changed, try this:

http://www.capitalgazette.com/sports...29c9142df.html

[stvblm]

It is my understanding that if a cadet gets booted firstie year that they are not allowed to keep their class ring and the nice 35K loan they got goes up to over 18% interest payback

[Gojira]

We are currently in the process of appealing to the Navy Board of Corrections about son's disenrollment, after losing appeal to have him reinstated into NROTC or allowed to enlist. There were some inaccuracies in the files - I have no idea if this will help him, or not. Our lawyer said that it might be useful in reducing DS debt of $150K.

The sad fact is that he never really considered life outside of the military and this time since disenrollment has been a shock. He realizes now that there were clues that he was on a short list to be disenrolled, but hindsight is 20/20, right?

I have no idea what the honor violations were for that QB at Naval Academy. I am sure that they were significant, yet I also know from my son's case that standards can be applied differently for different people. He saw it, regularly. This young man will likely see a very large bill and will probably have to do what we have done, which is hire counsel and hope they can help improve the situation. This kid's career in the Navy is over.

From what we understand and it has been said before, DFAS may not notify son for months, or years - we heard 2-3 years before, but someone else posted up to 7 years. Yikes. It has left him in a state of limbo. Trying very hard to save up as much money as possible and has moved home to save on expenses. He dreads getting the mail, worrying when DFAS finally contacts him. Payment plans that he has heard of range from 30 days, to 3 -10 years. Don't forget, there is interest added - so the debt is well beyond the original amount, when all is said and done.

Not dischargeable in bankruptcy, not considered student loan debt, so it's not deductible in any way, either.

One point for those trying to get a job after this debt is on their record - some employers might think of it as a "bad risk", leading to trouble with securing employment...especially in classified jobs for defense contractors, for example.

Bottom line - don't fall out of compliance. Be the best officer candidate you can be, whether in ROTC or the service academies. For those parents and students who are considering either - realize that there is a cost if disenrolled from program. We, as parents, never saw the contract or knew the reprecussions of disenrollment. Son didn't send contract to us or probably even read completely; as most young adults don't have experience reading contracts, he probably missed that point. It's full sticker price of tuition, not what you might have paid as a traditional college student using financial aid such as institutional or state grants, low interest loans, etc. Had we been aware, we might have considered having him go to an in-state public university, instead of a private, due to the staggering different price for list tuition.

My goal is not to dissuade you from pursuing this dream - just be aware of the big picture. We probably would have asked many, many more questions at the beginning, but being handed one of those big checks was such an honor for a 17 year old kid.

[DHinNH]

Originally Posted by Luigi59

but I don't think they do that anymore

They do still do that. The "serve or pay?" decision is made on a case-by-case basis.

http://www.dtic.mil/whs/directives/c...df/133223p.pdf