So are my ACT and CFA scores now required to be highed? . . . and am fairly sure I can max in the mile and crunches-yet am I now held to a higher standard because they cannot 100% trust my school records. Thanks again for all the help.
No and no. No, you aren't held to a higher standard. And, no, it's not that they don't "trust" your school records.
Let me try to tackle the second question first. Your school is so small that there aren't enough people for USNA to make legitimate judgments about how strong the students are. They trust that you are the 2nd "smartest" (based on GPA) student in your school but, with only 44 other students, can't really assess whether that rank would hold up if there were 1000 students. You might be 2/1000. You might be 950/1000.
If your scores are CONSISTENT with your class rank, that helps give perspective b/c thousands of people take the SATs and ACTs every year. If you're #2 in your class but your SATs are 850 total (or the ACT equivalent), USNA is going to wonder about the strength of your class at school. If your scores are strong, it confirms your class rank.
Looking at ACTs/SATs can also help candidates. Assume you attend a small, private/parochial school where everyone goes on to competitive 4-yr colleges and your rank is 20/45 but you get 1400 SATs. Those scores (along with maybe some knowledge about your school) could make them feel that you're a much stronger candidate than your class rank would indicate.
As for the CFA, USNA looks at it for everyone. For home-schooled students, students not active in varsity sports, or students at very small schools where there MAY not be much emphasis on athletics (there sure wasn't at mine), USNA wants to ensure you can handle athletics at USNA and they have stated that they rely heavily on the CFA b/c it's about all they have.
Again, everyone applying to USNA takes the CFA. If your scores are in the range USNA expects of its successful candidates, you're fine. But if they're slightly lower, you don't have anything else to fall back on, the way that a varsity soccer player at a major h.s. probably does. USNA focuses on the mile, crunches and push-ups. If you do well on those, you will be in good shape.
Finally, remember it's a "whole person" concept. Recs from your teachers are very important. The classes you take are very important. Your leadership activities are very important. SATs/ACTs and the CFA are only two elements of the mix.