Bailey personally I do not think it's wrong but the bottom line is what is right for you? If you start down a path you need to be prepared 4 years from now to serve in that branch. If you hate boats and water, the Navy is probably not a great place. Regardless of scholarship it's always recommended that folks pick a school they can stay at without a scholarship because so many things can happen. So what happens if you hate it or you hate your major and a switch isn't approved?
I guess if I was your cadre at school and you asked for an endorsement to another service first question I would ask is, 'So explain why not USNA?' You don't want to be a Naval Officer, so why were you here for a year?' If your true goal is USAFA some might ask why not enroll in a school with AFROTC and reapply? If you enter into ROTC be prepared to be in 100%. Showing up and then giving an impression you are only there until you can reapply would be bad. I don't think you would do this, but something to be very cognizant about.
I am not naive to think that many kids just aren't sure what service they want and would be happy with any. I think that can be okay for some and others it ends up badly. Each service is unique. If you hate the dirt and outdoors the Army is not a great place. If you are dead set on Intel, the Navy isn't your place. Do what is best for you, but my advice is to be prepared to embrace whatever path you choose and be prepared for that be your future. Good luck.