The point was if the OP has issues with leadership and finds out the military is not for them, it may be easier to leave ROTC and continue their education at a regular college as opposed to an Academy.
Thanks for the clarification and I see your logic.
However, if comparing USMA vs Army ROTC 4 year scholarship, the non-obligatory period for USMA is two years, whereas, a 4 year scholarship becomes payback obligatory after beginning the MS-II year. (per AR210-26 Section 7-9 and Contract Form DA 597-3, Section 3-c-1)
So in this sense, USMA gives a more generous two years to determine if the military is a good fit, without becoming financially obligated.