Transferring money to NFCU

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kpproud2023

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My son will be opening up his NFCU account on July 3. What is the best way to transfer money from his home account to NFCU? His home bank recommended bringing a cashier's check or cash.
 
kpproud2023 said:
My son will be opening up his NFCU account on July 3. What is the best way to transfer money from his home account to NFCU? His home bank recommended bringing a cashier's check or cash.
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I learned that one is able to use Zelle, or you can call customer service and they can transfer money from an account to nfcu using a debit card.

Before our son left for the USNA, he gave us the money from his account and I used Zelle to transfer to his nfcu account.
 
I would recommend making it a joint account with your plebe candidate and a parent. Open the account together before your DS leaves for INDOC or, if there is no branch near you, have him add you on when you first visit Kings Point. It will make future transfers easier and will allow you access to the account in case any issues arise during sea year.
 
Through the NFCU app you can do mobile deposits of regular checks; I realize he won't have his phone for awhile but in future he can deposit that way
While we have NFCU account we also have USAA account and think it's more flexible than NFCU
 
make it a joint account, with you on it. That way you can simply transfer funds from your account into his when needed. You can open it with a check, or cash. But, he shouldn't be using it during indoc, so you have time to make any inter bank transfers you want to before he needs any funds. Don't expect him to spend a lot during plebe year. maybe 100 a month.
 
Ditto on joint account. M/N may not be able to access NFCU apps when sailing overseas. Trimester fees, transfers for ATM cash needs, credit card payments were only an email away. DS graduated in 18 and is sailing MSC (pacific). I still have NFCU access and just helped him make his Quarterly Estimated Tax payments for his state and local obligations.
 
bearhunter66 said:
Ditto on joint account. M/N may not be able to access NFCU apps when sailing overseas. Trimester fees, transfers for ATM cash needs, credit card payments were only an email away. DS graduated in 18 and is sailing MSC (pacific). I still have NFCU access and just helped him make his Quarterly Estimated Tax payments for his state and local obligations.
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Not sure how it works these days, but back during my Cadet shipping, I had access to my meager Cadet income by taking a draw before we hit port. Oftentimes it would mean that I had little cash when I signed off, but that was okay. As a seasoned AB once told me as I just finished clearing Customs at payoff, "Hey, Cadet, good thing that they don't charge duty on memories!" Yeah, A VERY good thing. . . .
 
cmakin said:
bearhunter66 said:
Ditto on joint account. M/N may not be able to access NFCU apps when sailing overseas. Trimester fees, transfers for ATM cash needs, credit card payments were only an email away. DS graduated in 18 and is sailing MSC (pacific). I still have NFCU access and just helped him make his Quarterly Estimated Tax payments for his state and local obligations.
Click to expand...

Not sure how it works these days, but back during my Cadet shipping, I had access to my meager Cadet income by taking a draw before we hit port. Oftentimes it would mean that I had little cash when I signed off, but that was okay. As a seasoned AB once told me as I just finished clearing Customs at payoff, "Hey, Cadet, good thing that they don't charge duty on memories!" Yeah, A VERY good thing. . . .
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Works the same way these days. Take a draw on your paycheck before you get into port, put a little cash in your pocket for going ashore.
 
Mr2020 said:
cmakin said:
bearhunter66 said:
Ditto on joint account. M/N may not be able to access NFCU apps when sailing overseas. Trimester fees, transfers for ATM cash needs, credit card payments were only an email away. DS graduated in 18 and is sailing MSC (pacific). I still have NFCU access and just helped him make his Quarterly Estimated Tax payments for his state and local obligations.
Click to expand...

Not sure how it works these days, but back during my Cadet shipping, I had access to my meager Cadet income by taking a draw before we hit port. Oftentimes it would mean that I had little cash when I signed off, but that was okay. As a seasoned AB once told me as I just finished clearing Customs at payoff, "Hey, Cadet, good thing that they don't charge duty on memories!" Yeah, A VERY good thing. . . .
Click to expand...

Works the same way these days. Take a draw on your paycheck before you get into port, put a little cash in your pocket for going ashore.
Click to expand...

And one of the nice things about being a cadet, if you don't piss off the engineers and mates that you are working with, they will often give you a little jingle for shoreside entertainment, too. . . . be careful out there, kids. . . .
 
KPEngineer said:
As my mother used to say, she runs a mail processing and bill paying service for Merchant Seaman (My dad and my brother and I)
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That's cool. Of all the things to deal with when I was sailing, bill paying was probably the most difficult, especially because I wasn't living anywhere near family. I was able to work it out, but it was tricky.
 
cmakin said:
KPEngineer said:
As my mother used to say, she runs a mail processing and bill paying service for Merchant Seaman (My dad and my brother and I)
Click to expand...

That's cool. Of all the things to deal with when I was sailing, bill paying was probably the most difficult, especially because I wasn't living anywhere near family. I was able to work it out, but it was tricky.
Click to expand...

These days you use the satellite internet onboard to do online banking and pay bills.
 
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