career starter loan

I asked a question on this forum recently and was advised that new officers have the opportunity to apply for a Career Starter Loan. I told DS to see if any info would be forthcoming at his school but in the meanwhile I wanted to know how to explain to my son how to proceed to obtain this loan...

I'm applying for the career starter loan in about 2 weeks come May. I'm worried however I'll be denied. My credit score is a 630 because last semester I relied on my credit cards due to not being paid by the Air Force as a cadet (there were automatic payment issues with my account and I wasn't...