Off topic a bit.
I don't know about the Army, but in the AFROTC world, it is stressed to get health insurance coverage under your folks plan or taking out TriCare that they supply. Before you report you do not have health coverage like you do when you are AD.
Don't assume because you were commissioned you have all the bennies, especially health care.
USMA grad are different, they are automatically AD. They will be able to do 30 days of paid vacation, but after that, even if their report date to a school is later, they will send them casual status to a post while they wait for their school.
~ IOWS, they are being paid the entire time unlike a ROTC grad that doesn't collect a penny until they report.
OBTW 1000% agreement with Jcleppe.regarding grad degree, even online. Orders can change and they may say there is a slot open and you need to be there in 10 days. It may occur after the last day to drop and get a refund. A move can take 3 weeks out of your life....5 days to get your paperwork done, running around, packing, etc. 5 days to travel to get there, 2-3 days in processing(registering the car, submitting travel pay, reporting into the unit), 5-7 days settling in; learning materials, meeting people, and setting up your apt (food, linens, internet service, etc). It is stressful enough to start your career, but now to have to finish up an online grad degree amps it up for what?