Okay, so I was told I should look into applying for the MSI scholarship at FAMU, and as I'm reading the requirements I come across this paragraph, here's what it says: "Demonstrate high academic performance and a strong background in math and science from high school or in a college environment. If in college, students must have completed at least one but not more than four academic terms, totaling less than one year, of college course work of 30 total credits or less with a cumulative GPA of 2.75 and a grade of "C" or better in all courses attempted. The college transcript must validate completion of one academic term of college level math or science and the potential for successful completion of all NROTC academic requirements;" What I DONT understand is, how can someone have completed 4 academic terms WITHOUT hitting 30 credits? I take like 17 credits per semester and I have already hit the 60 credits required for the AA transfer degree. This hasn't affected my National Scholarship because when I applied I had less than 30 credits. My deal is, why does this say that the applicant must have completed ONE academic term, but not MORE THAN 4? Well ok, lets say I did THREE academic terms at 12 credits per term, well that STILL puts me at 42, which is obviously more than 30. Either I'm reading this wrong, or they made a mistake. If I am reading this wrong, well then I guess I'm disqualified. What do you guys think?