Our son was accepted to USMAPS and will start in July. We just bought a new car this past Saturday (to drive the 8 hours to WP!). So, I called the insurance guy today and while processing the info for the new car I casually asked about dropping our son from our car insurance because he would only be home for a few weeks per year for the next five years. The insurance guy said that while I could drop him, it would end up costing our son much more when he contracted for car insurance in the future because he would then have a "gap in coverage." Does this sound right, or is my insurance guy just trying to milk me for 5 years worth of expensive "young person" insurance that I don't really need? What is your experience?