From above you can see every company does provide some relief and all are a bit different. I asked this question of our insurance company as was basically told as in one of the above posts above related to the permissive driver coverage. What has not been mentioned above is that when the cadet finally buys auto insurance on his/her own, if they don't already have insurance, they could be charged a steep surcharge for the first year or two (this was not USAA). So parents, if you drop them, it could be a good idea to add them back on your policy a couple months before they go on their own.Does anyone know if car insurance companies will provide intermittent coverage to individuals enrolled in the service academies, since their access to a vehicle is limited to short periods of time when they are home throughout the year? It seems expensive to provide continuous coverage for 4 years, when they will only be driving a car at home a few weeks per year for the next 4+ years.