For all you ROTC folks - Hypotheical situation here: Let's say, you are in NROTC with a 4 year scholarship. You complete the first two years, but the end of the first semester of your junior year (5th semester) has you failing to pass Calculus. Because of this you are disenrolled from the program after 5 semesters. The Navy has decided they have more than enough sailors and you must pay the money back for your education. Question - Do you owe for 5 semesters or 3 semesters? I say it should be for 3 semesters because the first year is a "freebie" - one can walk away from the scholarship and owe nothing. Anyone know anyone who has experienced this?