USNA C/O 2025
- Aug 13, 2020
Is it a good idea to get a credit card as a plebe? I just got my NFCU Debit card but I think it’d be a good idea to start building credit. For context, I’ve never had a credit or debit card before. What I think I’d try to do is transfer some money into the NFCU checking account, then only use the credit card for whatever purchases I might make and use an autopay system to pay off the credit card’s balance every month. I think that’s how it can work, but since I’ve never done this I don’t know. I’m not sure if I’m being too premature with this though and if it’s better to wait until after plebe summer, 4/C year, etc. then I’d wait.