Matas,
Most schools round up all jrs. in October and give the exam to them whether they like it or not at school. The PSAT is like the SAT, it is given on the exact same day across the nation. Start studying for it now. Geometry will be a nice portion part of that exam regarding Math. Another reason to buckle down now, and get it. They will have higher Math questions too, so taking the SAT this spring will also help you.
I would talk to your GC if they offer it at your school, if not ask where you can take it. I cannot stress to you enough by not taking it that you may be losing merit money in droves. Colleges really rely on this for applicant recruitment in multiple ways.
Another reason to take the SAT/ACT often besides becoming accustomed to the exam is many colleges have a new system called automatic acceptance. It was offered to all of my children from their safety schools. Essentially, because these colleges know the min. they want for SAT/ACT and see that you made the bar, they send you a letter stating, the application fee is waived, all they need to do is send a transcript with their scores and they are accepted.
Matas, if your school uses a 5.0 scale, I still can't see you having a wcgpa of 4.5 because the only honors you have is the one where you had a C as a freshman, and F now.
The way a scale typically works is the 5.0 would be the weight for AP. 4.5 for honors, and a 4.0 for std. Hence, the word weighted. You can have all A's in your std. class, but when you multiply a 80 (assuming you are a 7 pt scale) by 4.5, that weight is actually 3.4, and your cgpa would avg out to be below 4.0, and not even near a 4.5.
Now, if your school gives every class a 5.0 scale BEWARE, when you apply for USNA and NROTC they will weight to their system, which is not a 5.0 for APs, I am almost 100% positive it is a 4.5., 4.0 for std. Your cgpa will surely drop by at least 1 full point, if not more due to the low amt of honors you are taking. I'd be shocked if your cgpa by their stds right now is higher than a 3.4 wcgpa. 6 classes (std) all A's, 1 at an F, = 24.0 credits, divided by 7 equals 3.4, splatter 2 B's in there, and you now are at a 3.1.
In that case it works for you for NAPS against you for USNA and NROTC scholarships.
You are in front of the 8 ball right now because you are learning about the system and how it works, for not only SAs, ROTC, but also college admission. Be smart, take that information and use it.
OBTW, the cliche you noted is my favorite too, I think you meant to say was EXPECT the worst, but hope for the best, not EXCEPT.
I do agree with others it feels like you have a woe is me attitude. As I said that is my favorite cliche, but I always say hope for the best, but expect the worst. It sounds silly to me, but it is like do you see the glass 1/2 full or 1/2 empty? Placing hope 1st is the glass 1/2 full. Placing it 2nd, is the glass 1/2 empty. Setting yourself up for no chance.
OBTW, when you sign up with collegeboard for the SAT/ACT you can get the option of having a test question emailed to you everyday. It helps if you do it, because some of these questions will pop up on the exam. Also remember that the SAT and ACT are different in scoring...can't recall, but I believe any answer, even the wrong answer gives you points on the SAT, but on that is not true for the ACT. Additionally one is based on foundation, the other is more critical thinking.