Medical coverage

Discussion in 'OTS/OCS/PLC' started by parentofhopeful, Mar 21, 2018.

  1. parentofhopeful

    parentofhopeful Member

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    If DS graduates from a NROTC college and has completed OCS, then has a gap of time while he waits for TBS, when would medical insurance start? Would it be upon graduation or the start if TBS? TIA
     
  2. kinnem

    kinnem Moderator 5-Year Member

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    I think it starts when he reports for active duty but his cadre can confirm that. My son said he wasn't covered until he reported. Fortunately the insurance I purchased through his college didn't expire until the fall semester started and he reported prior to that date.
     
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  3. USMCGrunt

    USMCGrunt 5-Year Member

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    Agree with Kinnem. Coverage starts at TBS.
     
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  4. jaglvr

    jaglvr Member

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    Dependents are covered til 26 if they are on your insurance.
     
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  5. NavyHoops

    NavyHoops Super Moderator 5-Year Member

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    Coverage would start on the day he reports to TBS.
     
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  6. Capri120

    Capri120 Parent

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    Just for my clarification (an old OTS grad), is the person not commissioned once they complete OCS? If so, would medical coverage not begin at that point?

    Thanks.
     
  7. USMCGrunt

    USMCGrunt 5-Year Member

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    The OP is referencing the USMC summer program called "OCS", "Bulldog" and a few other things. ;) This takes place between Junior and Senior year. The student then returns for their senior year, graduates and commissions. Then they enter "limbo" until they report to The Basic School (TBS) where the medical coverage begins. During this period between commissioning and reporting they are not paid or on active-duty. I forget the designation, but "limbo" fits.

    This is different than the Officer Candidate Course (OCC) for Marines that takes place after graduation and is one of the USMC officer accession programs (USNA, NROTC, PLC, OCC, ECP, MECEP and MCP). The Navy officer accession programs include USNA, NROTC, BOOST, ECP, CWO, LDO, OCS and a few others.
     
  8. Capri120

    Capri120 Parent

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    Thank you for the clarification. Too many double meanings to acronyms :confused: