I believe the navy has was ia called "contract" - used to be for 3yr, 2yr maybe even 1yr - not called scholarship unless one enters with 4yr plan. Since my son received 4yr scholarship 2 yrs ago, My understanding, just antedotely, is that the contract guys get same stipend and tutition etc for those years remaining. I do not know how many of these are available this year or in future - as people have said, because of budget cuts and reduction in force thoughts - It would be best to go to source - unit at the college one is at - for the up to the minute info on availability and pros and cons. I believe one seek a commission at graduation timeframe, without being contracted or scholarship.