Just curious as to the income for the USNA grads when they are serving their 5 year commitment. I understand that they get a base salary which is taxable. They get allowances that are not taxable. I am curious to know how the real cost of living will affect their salary and what one can save during the 5 year commitment for an average person. Gross Salary for Ensign: 2784/month to max 3502/month = 33408/yr [First year] to 42024/yr [At 5th year]. After tax for Ensign: 28396/yr [First year after tax] to 31518/yr [At 5th year after tax]. Or 2366/month to 2626/month after tax. Is this correct? [The allowances come to anywhere between 700 to a maximum of 1700/month, non taxable]. It seems to be very low. How can the Ensigns manage with this salary? I have no clue, so please go easy on me..