Hi All, I'm new to this forum so please correct me if I post something improperly. A burning question I've always had, being an appointee, is what incoming "Doolies" are supposed to do about their personal finances. Like the many cadets that come from all over the U.S./World, I'm sure we all have bank accounts back home. Personally, I'm a little concerned about managing multiple accounts with my IRA, savings, checking, credit and so on. Since we all needed to sign up for an account with the Academy sponsored institution, does anyone have recommendations for managing multiple accounts for cadets? Should I transfer my assets to Academy's bank? The reason I am concerned is because of the silly rules my banks back home have right now. Being as busy as cadets are, I don't want to have to worry about inactivity fees, ATM charges, and keeping all my financial records at the Academy, etc. Any advice is greatly appreciated.