Son is wrestling w/ USNA paperwork on his own, so I was thrilled when he asked me a question. Problem is, I'm having trouble w/ an answer that's meaningful to a 19 yr old. "Why would I want to pay now for a lifetime membership in the Alumni Assn?" Also, "Can this be right - ' 99% of midshipmen have taken advantage of this opportunity'?" He's very careful w/ a dollar and tries to be financially self-sufficient, so he's mostly thinking about the pay deductions in years 2, 3, and 4. Adults know why this is a great idea, but ... anybody got suggestions? Thanks.