I had a generic request about scholarship payback. My understanding is that if you have a 4 year ROTC scholarship that you basically have your Freshman year to decide if it is a good fit or not. You can opt to end your contract at the end of your Freshman year and part ways with the Army, Navy, Air Force or Marines with no penalty. If however, you complete your Sophomore year and decide for whatever reason that something has changed and you no longer wish to continue, what happens? Do you pay back the entire two years or only the 2nd year? This is purely hypothetical situation but I was curious as to how this would work.