Hi!
Okay...you asked so I'll answer based upon my years as an ALO. You wrote:
" Being brutally honest, my academics are painfully average, with a 3.43 unweighted GPA and a 22 composite on the ACT."
Okay...so...to use your words..." being brutally honest" yes, this is the reason. A 3.43 unweighted GPA would be a, well at best a "yellow" flag to admissions. Its low...they're looking for the 3.60+ unweighted just as a starter. However, it's not an "above this, under that" test. They also look at school demographics (your school has a Nobel prize winner teaching, numerous national merit scholars, etc...SUPER difficult school) and then..."standardized tests" like the SAT and ACT. Here, to me, is the "fatal" issue: a composite of 22.
At one time, USAFA used to put out "minimum scores" for an application to be considered "competitive for admission." They don't do that anymore. However, I've been an ALO long enough to remember the numbers so I can give you what they looked for "back then" and you can "speculate" on what they're looking for now. Back then...nothing below 24 was acceptable. I don't mean a "composite" of 24, I mean no individual score below 24. You could have scores like 35M, 33E, 21 S&R, 30R....and you were not competitive because of the 21. Obviously they later said, "Uh...hmm...maybe we're being a tad too rigid." So they removed the minimums from our view and said "here are the recommended" numbers.
If I were your ALO (and even though I'm not) what I'd recommend is: a serious study/practice program for BOTH the SAT and ACT. You might find that you do better on one or the other. Take the best you can get!! Also...destroy your fall grades. I mean punish the grade book, beat it silly!!! Pull the highest GPA you can. THEN write your letters and such showing how you've changed...you're focused, you know what you want, and you're going to do everything that you can to make that goal a reality. Crush the fitness such that when you get the number up and they say "competitive...start doing the paperwork..." you are ready to absolutely OWN the CFA. SHOW them you are one that they simply MUST have!
Do all that...the worst that happens...nothing. Except that you'll be MUCH better prepared for your backup plan. And if that is to go to school for a year and try again...then do it!!
I have a former student at USNA right now, he's a senior...he did NOT get in on his first attempt. He's not the first student I've had like that, at any of the SA's.
It can be done...it might take another year...is it worth that to you?
See my signature...
Steve
USAFA ALO
USAFA '83
(appointed to USNA '83, USMA '83, USMMA '83)
(not appointed to USAFA '82, USNA '82, USMA '82, USMMA '82)
(Alternate to USCGA '83, not appointed USCGA '82...they're TOUGH!)