- Joined
- Jun 8, 2006
- Messages
- 2,925
Basically, solving healthcare is about getting people to engage in the correct behaviors - keeping insurance, making sound decisions about when to go to the doc, etc.
But who will be the enforcer of that?
In a market system, the market itself provides the enforcement. It makes perfect sense that an insurance company would want to double the premium on a smoker over a non-smoker due to the risk of that person's behavior. Same goes for being overweight, or participating in dangerous activities (scuba, skydiving, etc.). You have the ability to participate or else to pay more if you choose. You also have a choice of providers if the one you are with isn't meeting your needs. It works that way for life insurance, auto insurance, homeowner's insurance, and liability insurance.
But why does healthcare insurance always have to be "Everyone pays a pittance to <fill in the .gov organization> and gets Cadillac-level insurance", or "Your employer pays through the nose for your Cadillac plan or else we send the employer into bankruptcy"? (The second option leaving the "protected" employee in the street without a job OR insurance, but who cares? We got them rich corporate bastards, didn't we?)
All of this is just another power grab. Once the .gov pays for yourt healthcare, they've got you by the short and curlies from birth through death. They will be able to madate your diet, your habits, your employment, your recreation, everything. If you don't comply, they'll cut you off and you'll be screwed because you will have NOWHERE ELSE to go. This is interesting because that's exactly the sort of thing all the free-healthcare-for-everyone idiots are constantly decrying the insurance companies of doing, when they DON'T!
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