Not an answer, but there is currently an ADSO for grad school. What that means is that you agree to serve an additional three years of obligation in return for guaranteed free grad school at around the 4 year mark. Don't know all the details, because we haven't had anyone opt for this option, but if you are looking to pay for grad school this is probably about the same deal as getting GI Bill bennies...Keep in mind too that we are talking 4 to 7 years from now, so who knows what options will be available. One thing about the Army ROTC contract is that there aren't a lot of future promises other than toe opportunity to serve as an Officer.