Hey Michael, Here is the advice that I would give to my son if he were in your shoes as we are going through this process now. First, finish STRONG. Do the absolute best you can do for the rest of high school. You can't change the past but can improve going forward. Continue to stay involved with community service, clubs etc...and take on some leadership roles which it sounds like you are going for. Join that cross country team as it will give you a sport and help you with your CFA. Work on the other areas of fitness so that you can do as well as possible when it does come time to apply to the Academy(s). Start your application, get good references, apply for nominations and write a great essay about why you want to go to a SA, about the challenges you have had at your school, how you have overcome them, and then some about your personal situation. SAs love to see how people have overcome and what makes them unique. Almost forgot, you need to score REALLY well on the SAT/ACT. Start prepping for that know. The free Khan Academy SAT prep on the College Board website is Great! Get started on that Today! It only takes about 15-20 mins per day.
Work plans B - C. I would say they would be applying to affordable 4 year schools that have ROTC programs and applying for 4 year ROTC National Scholarships. My son applied for AFROTC and NROTC scholarships (we are still waiting). Also, apply for need based and merit based private scholarships. There is actually merit scholarships with need based components that the GPA standards are lower and that might be a good fit (your family may be rich...IDK, just going by the fact you worked to help the family out). Plan D would be a Community College route if all else fails. We can discuss that later if need be as SAs really like to see a re-applicant attend a 4 year school if possible.
A couple of things are going to happen. First, if you take my advice above you are going to be in great shape for the future whether you are admitted to a service academy or not. If you receive a TWE on your first try, and that is a possibility due to your current grades, don't give up! If you do well on the SAT, the CFA, are medically qualified and finish high school strong the SA may say, "Let's give this guy a chance at prep school or a foundation scholarship to brush up on his academics". If not, go to college and join ROTC. Even if you don't get the 4 year scholarship it is easier to get the 3 or 2 year if you are in ROTC and doing well in the program and in school. Hopefully you will also get some merit based/need based scholarships and/or grants. Look up those freshman (Plebe) classes at the Academies. Take those your freshman year in college and do well; get to know your professors so they can write you good recommendations and reapply to the Academy(s) if you still want to attend. If you get in, great! If not, you can apply again or just stay at your college in ROTC. Hopefully, you will have earned the 3 year ROTC scholarship, will have a great start to your degree and, only be 3 years from commissioning as an officer. If you want it, there is a way! Doing great in high school as a teenager can give you a firm foundation and help you have a successful life and career BUT not doing SUPER as a teenager does not mean you can't or won't be able to reach your goals and have a very successful life! (Just ask me, I was basically a beach bum until I turned 27). You just have to Make a Plan, Work your Plan, Evaluate your Plan and Adjust your Plan as necessary. I wish you the very best of luck! I hope you stay on the forum as I would like to follow your journey. If I can help in any way, please reach out. I don't have all the answers but I will try my best to help just as I am for my sons!
Don't Give Up The Ship! Go Navy!