Thanks, Clarksonarmy. The contract link you provided says (on page 4, section 3C) the obligation for service or repayment is incurred on "1st day of MSII (sohpomore year) for all 3,4 &5 year scholarships" and "1st day of MSIII year for all 2 year awards, 1st day of MSIV year for all 1 year or...