Thanks Blackbird for the feedback! I couldn't see any other reason either but thought I'd check before he got there.I can't see any reason for needing a local bank branch other than if a safe deposit box is needed for some reason.
And now they have one for the Droid also. Sure helps making depositing easier when all you need to do is take a picture with your phone. Makes me realize what a dinosaur I'm becoming.They have a very nice iPad app as well.