I'm feeling the same way. I know that not everybody gets one, it can happen anytime, and that the end goal is an appointment - thats really all that matters, but I know so many applicants who have received - this year and past cycles. I had my application submitted early August, with BGO and Dodberb done by mid August - so I'm feeling like if I were to get an LOA it would have happened already, although my status in portal just recently changed to complete-pending review. I just wish USNA gave out LOAs like USMA! I have back up plans as I'm sure we all do, but I cannot apply ED to my back up plans - which are highly competitive too (and applying ED would have been helpful) An LOA would just be great to have to make me feel reassured that I'm moving in the right direction and that not applying ED is the right decision (I could ED to school and do ROTC). I know we are all in the same boat. You are not alone feeling the way you feel. Its not an easy process at all.