There is no requirement to meet with a recruiter for NROTC. They suggest you review your application with one but we didn't bother. For NROTC you WILL interview with an officer at some point. I agree with Pima that their mission is to recruit enlisted, so take whatever they say with a grain of salt. Many will do their best to recruit you, which is generally not in your best interest.
Sorry if this is a "dumb" question, or a question that has already been asked.
This is true, however, a "recruiter" and a ROO (recruiting operations officer) are two very different things. If you are going AROTC, you do not need to ever go talk to an Army recruiter, think of at a recruiting office. In fact their job is to try to get you to enlist, not get a scholarship for college. However connecting with the ROO at the schools you are interested in can be very helpful and they can give you very good information and help with the processing even if you end up going to a different school. The difference is, their job is to get you to joint ROTC and can help you with getting a scholarship to help you do that.No, I received a 3 year scholarship and still haven't met with the ROO at my school. I was contacted by him once I was offered the scholarship.