Another suggestion... you really don't need much as a Cadet. If you know what airline you plan to use and people ask about graduation and Christmas gifts you can always ask for gift cards for the airline you plan to use. This can be really helpful in offsetting those costs. I also was able to get a Credit Card my sophomore year from Navy Fed that had a $500 limit. I would usually book my flights with this and pay it off immediately or over 2-3 months. Sometimes my parents pitched in and helped. It helped build my credit and gave me an emergency card in case something happened without going nuts.