I've seen several posts on the forum in which various posters have suggested that banking with USAA Bank is better for a Cadet than the competition. Is that true? Why? I'm a USAA member, but I don't bank with USAA. I see that they give "free" checking account and have a network of ATMs which can be used with no fee. But lots of other banks do the same. Is there something about USAA Bank which is particularly better for a Cadet?