"If you quit anytime in the first 2 years, there is no penalty for leaving. Even for ROTC scholarship students, although quitting ROTC ends your scholarship." I had saw this post on another website forum, I was wondering if this is true or not because from what I had read. Once you start your MS2 year, you have to pay back your MS1 and MS2 year if you decide to quit ROTC. And, if you are contracted, you either have to pay it back, or go enlist and go serve in the Army as an enlisted.