That's a good point I haven't entirely thought through yet but it has crossed my mind that I need to. DS is NOT on my policy. It was cheaper to get him insurance through the college.
So, just out of curiosity, for those of you who are new grads or parents of same, what did your sons and daughters do with the "break"? Get a temp job, start on grad school, climb Mt. Everest?
As it turned out, our older son had only 13 days before he had to report, so basically he spent most of the time packing and sleeping in.