To add to kpmom2013's suggestion, I recommend giving ones parents a power of attorney to access all accounts, mutual funds, credit card information, Lifelock, and anything else one can think of. Also, sign a release at the medical clinic so that they be told of any condition that arises- unless you specifically say otherwise. Make sure they have a list of all your ID numbers and passwords- believe me ***** happens EVERYWHERE in the world. A quick call home can get everything shut down within a few minutes. It takes about a few MINUTES + 1 for that information to be used elsewhere. Please consider this. Don't reinvent the wheel.