ARMY & NAVY ROTC R&B Incentives

There are many, many prior threads on this topic. I suggest you use the search feature and read through some of those.
 
Please review the Room and Board tab in the ROTC section and advise if you have any specific questions.
Generally: Not all universities offer room and board support, but some do. For those that do, a typical arrangement is a double occupancy, 14 meal a week plan (you can pay to jump that to a higher meal plan if you want), which is taxable, but that tax usually ends up being negligible.
There are some universities that send the ROTC scholarship participant the moneys they would have received for room and board, if they live off campus for years 2-3-4. There are some trainees (midshipmen, cadets etc.) who actually MAKE money going to school since their off campus living arrangements are less expensive than the room/ board / scholarship overages that some schools send to the student.
 
My kid and other fellow college midshipmen generally were receiving $7-8,000 checks from the school per semester over the course of their scholarships. My kid was fully funding Roth IRAs DURING college. Thank you US Navy and the college!

Then my kid’s payback comes as a US Navy (bonus heavy) eSWO (N) - a nuclear SWO. Two years as a regular SWO, home ported in Europe, a year of nuke school in South Carolina and then sitting in a nuclear reactor on a carrier 12-16 hours a day for 2 years. (But dad, they’re also giving me more than a $150,000 in bonuses during my commitment.) Strangely enough, head hunters are already “reaching out” to build relationships for future days after the Navy.

It might be seen as a “free” education but there’s definitely something the Navy gets from its nuclear officers and all of them for that matter. Hopefully the kid’s mental health stays strong on the nuclear leg of the commitment - it sounds hellish.

Support your kids.
 
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