I agree that long-term goals should be considered - for example, if you want Stanford Law School it might not be the best option (and you better have a planB no matter where you go). But with a great GRE most good state university grad programs have no problem with TESC and COSC. A few additional things to consider: 1. These are state schools - TESC was almost merged with Rutgers in 2010. 2. Plenty of grads go on to good grad schools - even grad schools like MIT. 3. If one is inclined to want to attend a Stanford graduate school, it is also unlikely that the undergrad school you will need to do so will only require 30 residency credits. Most state schools require 56-60, and top flight undergraduate schools like Princeton will require a lot more. A few - like Indiana University (I think) - will go down to 30 required. 4. You can call the grad schools you are considering and ask them as to this issue. I am not advocating TESC for everyone or even advocating it at all - just noting that it is a viable option and one to explore, especially if $$$ is a major issue and there is a repayment sum pending. Tough situation for all involved.